Vision Insurance

Vision Insurance That Travels With You

An eye exam shouldn't require a detour back to your hometown. Road Life Health compares vision plans with nationwide optometrist networks, so full-time RVers and van lifers can book an exam near this month's campsite and use a mail-order allowance to replace glasses or contacts without missing a stop on the route.

What Does Vision Insurance Cover?

Annual Eye Exams

Most vision plans cover one comprehensive eye exam per year at little to no cost-sharing. This includes refraction testing, glaucoma screening, and a full assessment of your eye health by a licensed optometrist or ophthalmologist.

Prescription Eyeglasses

Vision plans provide an annual allowance (typically $100-$200) toward frames and lenses. Many plans also include discounts on lens upgrades such as anti-reflective coatings, progressive lenses, photochromic lenses, and blue-light blocking options.

Contact Lenses

Rather than using the glasses allowance, most plans allow you to apply a similar benefit toward contact lenses - including the fitting exam, trial lenses, and an annual supply of disposables or extended-wear contacts.

LASIK & Corrective Surgery Discounts

Most major vision plans include discounts of 15-30% on LASIK, PRK, and other laser corrective eye procedures through in-network providers. LASIK typically costs $2,000-$4,000 per eye without insurance; vision plan discounts can save you $600-$1,200 or more.

Additional Benefits

Discounts on additional pairs of glasses, online eyewear retailer access (Warby Parker, Zenni, etc.), blue light filter and specialty lens upgrades, and kids' eyewear programs with extra coverage.

How Much Does Vision Insurance Cost?

Given that a single eye exam + basic glasses purchase easily exceeds $400-$600, most people recover the full annual premium cost with just one visit.

Individual vision plans$12-$25 / mo
Family vision plans$30-$65 / mo
Group vision (employer)$5-$15 / employee / mo

Is Vision Insurance Worth It?

If you wear glasses or contacts, vision insurance almost always pays for itself within the first 3-4 months. Even for individuals with perfect vision, the annual eye exam alone - which can detect early signs of glaucoma, diabetes, hypertension, and macular degeneration - often justifies the monthly premium. Think of your vision plan less as an insurance product and more as a membership that makes comprehensive eye care affordable year-round.

Vision + Dental Bundles for Road-Life Travelers

Many van lifers and RVers find it simpler to bundle dental and vision coverage together into one plan and one renewal date - one less thing to track between stops. Ask your Road Life Health agent about bundle options when you request your free quote.

Ready to see your options?

Answer a few quick questions and a licensed advisor will email your personalized plan options within one business hour. 100% free, no obligation.